Re: What to do about octane?
I feel your pain. My boat has a 65 gallon capacity, and at current prices, would cost about $253.00 to fill up.
But as they say, "If you can't afford the gas, you can't afford to boat".
Running a sub-grade gas is going to end up costing you more money in the long run when you start detonating the engine. Depending on your compression ratio, you could possibly get away with just retarding your timing a few degrees.
91 Octane is virtually non-existent in my area. The octane rating varies by your location. Some higher-elevation places don't require as high an octane rating, so as long as you're burning 'premium', you should be fine.
Personally, I'm converting my boat to run on CNG (Compressed Natural Gas), it's got an octane rating of about 124, and here in Utah, it's $0.63/gallon... That works out to $41.00 to fill up the same amount of gasoline.
If the conversion works out well for me, I'm going to try and get the kits Coast Guard Approved, and start selling them to other folks who're in our predicament.