Re: tv warranty of not?
On the extended warranty, I would say it depends on the price of the item and how much you researched it.
If the Television costs >$1000 and the extended warranty is in-house and only costs, say, $100, and you plan to keep the television for many years, I would say it is worth it, even though most times the warranty is a scam (FYI: most retail outfits now make more from exteneded warranties than the items they sell). I consider extended warranties to be in-line with home refinancing. If you plan to stay put for many years, it can be worth it. If you plan to sell it and move on 2-3 years down the road, why bother? Another caveat is research. You get what you pay for, including in televisions, and if you buy some pretty glossy beveled display on a whim without checking out ongoing issues and customer complaints, you should buy the warranty as an "Ignorant Consumer tax", as for all you know, those television sets are well-known to die 5 days after warranty or have a factory warranty which covers nearly nothing.
I bought a 61" JVC (HD 61FN97) rear projection set after much research (I literally kidnapped a laptop from the notebook section and did an hour of research while at Best Buy, then went home and spent the night doing comparisons to other, more expensive, sets). I opted to forgo the extended warranty, simply because I found this to be a reliable, well-respected set with few customer issues, none being covered by either warranty. I could have gotten a set which died 10 days out of warranty, but then again, by then a better set would be out and if you factor in the $200 they wanted for a warranty on a $1100 set (it was a return), I would rather pony up the $750 if the sets dies prematurely (but after the two-year warranty) instead of dishing out insurance money for something which will likely die well within two years if something was bad to begin with. These aren't exactly high wear items we're talking about. It sits against the wall and glows.
