About the first time you turned your son or daughter loose with the boat keys. I'm turning over the keys to my youngest son tomorrow for the first time. I used to let him take the boat out on his own when we were at the condo in Marco Island but that was different, the boat was already in the water and he didn't have a bunch of friends with him. Tomorrow he will be trailering it to the river and launching it himself. I'm a bit worried because one of my other sons totaled his grandfathers 22 foot Robolo on his second trip out by himself. Dad was heavily insured and actually made out like a bandit on the deal. I pretty much carry the minimum coverage so I would take a hit if anything happens.