Don't have a mercathode. It does have a through the whole bronze grounding plate. I will check the positive lead to the starter, but I am thinking something else is shorted and leaking 12 volt to the system and it is entering the water through the grounding plate or the motor (or both).
Really appreciate you guys jumping right in to help a newbie to the forum.
If your actually “shorting” 12v to earth your batteries would be dead in no time.
A more likely scenario is a voltage leak in a component. The biggest offenders here are electric motors, with bilge pumps being the most common offenders.
I suspect you have a grounding, or should I say a lack of an “earth” ground issue.
Electric takes the path of least resistance to earth. If the grounding system on the boat is compromised in some manner, the route of least resistance is through you
Both battery negatives tied together at a common point then run to engine ground?
Have you checked and cleaned the ground (-) connections at both batteries and the motor?
Put a meter (ohms) between each battery ground and ground on the engine block. Should read 0
If it turns out not to be the ground side, you need to try and isolated the source.
Lift the positive cable from each battery (separately) to see if the problem changes or goes away.