Hull bottom.looks more discolored/ stained than actual growth. Most boats will accumulate gear of some sort over the course of a season which translates to weight and slower speed. It is also hard to duplicate wind,current and atmospheric conditions unless tested with in hours when your trying to compare numbers. All of that may add up to your lower numbers including the engine possibly not as fresh and fuel/air filter/plugs/timing ^timing chain stretching and so on. So I would not put it all on the hull being the problem ,in less you have copious amounts of algae growth.
Hi Mr88....yeah it's pretty much all down to the growth on the hull and in particular the running pad at the rear of the hull. Closer inspection sees lots of tiny wee squiggle like growth. Almost like wee green worm like crustations. They are solid when you run your finger nail over them. They then encourage more algae to form on top of these.
It's only really happened since the two big boats in front of me moved in and started sheltering mine from the fast flowing river where she is berthed.
An unusual increase in algae (apparently of the poisoned type too) this year has made it worse.
Being on the Loch...and doing the same runs usually means that all other factors are negligible. It's usually mostly either flat calm or slightly choppy. I use the boat at least twice a week and all through the season, so well used to what it is like in all conditions.
When this slowing down happens earlier in the season, I usually take her up to the beach and give the flat running pad a bit of a scrub, the best I can. She will speed up a little until the next time there is a big bloom of algae.