Re: hull fatigue ?
While I agree with most of what oops said, there are other components to boat construction. On the boats that employ foam floatation, this foam can constitute a structural component of the craft. If it is improperly installed, or is capable of being compressed or disolves, the lack of support for the hull can lead to hull failure.
My '88 SeaRay had the hull crack along the length of a strake. The strake was only suppported by the foam(which is generally how it is done), which appeared to either become compressed allowing the hull to flex until it failed, or the foam had a void next to the hull, again allowing the failure.
I am not sure how you could detect this kind of condition, prior to failure.