Re: Replacing intake screen on lower unit.
Welcome!
It really depends on how you feel about it and where you boat. We take them out of race motors but we're always in deep water (no sand, grass etc). On a flats boat there is always grass getting caught in the screen but it's easier to clean out the screen than inside the cooling system. It'll stop small shells & other debris.
As for replacing it, once you have the water pump off it's real easy. No big deal.