If your worried about getting sued, need to leave the gun at home
Sorry, have to strongly disagree. If you carry concealed and have to use your weapon even if completely justifiable and completely within the law, you likely will be sued civilly by spouse or family of the victim. They may lose in court but your legal defense attorney costs will be substantial. Or if you leave a gun somewhere where a criminal had easy access to, stole the gun and shot someone , depending on the state you can be charged criminally and sued civilly.
A friend of mine who is sheriff of a Northern California county said to me (not an exact quote, but close) - “if you shoot someone no matter what the circumstances you will be sued, almost 100% of the time. You are gonna be sued.“. This applys to police also. After every justifiable shooting the department is sued , almost every time.
This is why everyone who carries concealed should have CCW Insurance. Most of my “gun” friends are ccw and every single one has ccw insurance, including me.