Re: 24 Volt to 12 Volt Conversion
Everything about Frankis schematic looks like it will work. And it appeals to all of my brain cells
both of them...together.

<br /><br />I would not do it. Heres why:<br /><br />The batteries you will run in series are an investment. You will want to always purchase the same make/model at the same time. You also want the same load on the batteries whenever used so they experience the same wear-n-tear. If possible, recharge the way you discharged. When it comes time to replace the batteries, they both need to be replaced together and you will have gotten the maximum mileage from the pair IF their discharge profiles are identical.<br /><br />Using one battery to support an additional 12v system means the 24v source (two 12v bats) is unbalanced. That battery supporting the addl load will always discharge lower and will experience a shorter useful life overall. How much depends on the 12v load. The other battery will still have some mileage left, but will need to be replaced anyway. Also, you cannot realize as much 24v A/Hr usage from the pair, either.<br /><br />We have two 24v systems on our boat. The 12v issue has raised its head a few times. Here are some other things to consider:<br /><br />Recharging- are you going to invest in a 12v and/or a 24v charging system? If you intend to use a single 12v charger, you need to be careful about how you hardwire any hookups to batteries run in series. The schematic, as shown, will not support a 12v charger without addl consideration/equipment.<br /><br />4t Battery- Adding an addl battery cannot be supported with a 24v charger. We have three 24v charging systems and I didnt really want to mess with an addl 12v charger. For us, adding an addl battery dedicated to a 12v system would mean adding an addl 12v charger as well.<br /><br />Electronics- a lot of marine electronics is available for 24v systems. Youll be surprised. A bunch of it, including Furunos stuff, is self-sensing for voltage so you just plug it in and go. Other electronics (and pumps) you buy for the voltage you want. Everything we have onboard is 24v compatible without having to be something special
except the VHF. I wanted an ICOM radio and it was only available in a 12v model. So we are installing a 24v-to-12v converter. I figure that since I am there, I might as well add a small 12v distribution panel. We almost got away with it.

<br /><br />Converters- yup, theyre there. Surepower makes a couple models with different amp ratings. I havent done much looking at whats out there yet, mostly because I know they are there, but between Balmar, C-Charles, Newmar, Xantrex and a billion other marine electronic companies, there has to be more. Im guessing a 10-amp converter will run me about $200.