I hit something under water with the outdrive. I instantly pulled back on the throttle and lifted the outdrive to look for damage and found none (engine never cut off). However, when I put the boat back in gear it wouldn't move. The engine reved but it acted like it was in neutral. I had to get towed in. I took the prop to a prop guy and he said the prop hub was good and it wasn't spun. So, that means a gear issue, correct? Any suggestions on what gear to check first? Upper or lower? Saw a post with similar issue that mentioned drive and driven gear stripped? Are these hard to get to and replace? Thanks in advance. Terry