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Assuming you do have a windlass, the more chain the better especially if potential areas you might be anchoring are prone to high activity with wind, swells, etc.
The key is whether or not the OP is using a windlass. If he is, it's sized to a specific line, or line/chain combination. Overkill isn't possible unless you can change the gypsy. You might be able to do that with some (not sure), but I can't change mine. I'm locked into what I have now.