Had the engine checked out after getting stuck on the water!! Water was spraying out at me when engine was running. Boat mechanic told me the oil cooler was shot but more impotantly the manifolds needed replacing; the engine was new/rebuilt in 2002; could the manifolds really be ready for replacing? He also said I had water in oil (milky), could that be from the manifolds being bad or possibly all the water that was spraying and coming back onto the engine and getting in somehow or would you suspect something bigger wrong? I'm brand new to boats and any input is greatly appreciated!!!!!!!!!!!