FORUM RULES UPDATED - The forum rules have been updated to continue to provide a friendly and safe environment for our member community. Please take a moment to review the updated rules and our terms of use and privacy policy. Click here for Forum Rules which has links to the 'terms of use' and 'privacy policy'.
In Other News . . .
You will notice a few enchancements to the forums to make your experience better. These include: Email Notifications, Thread Previews, Thread Starter Notation, and Emoji Options on the 'Like' icon. . .
Additionally, the merchant portions of the website have been updated and are now operational. . . . Check out iBoats for all your boating gear.
I took it @ 70. . . a while back I did a calculation of taking it earlier or waiting. There was about a 8-9 year break even point. Thereafter it is a gravy train.
I dont get a choice . At age 65 my accident insurance payouts cease as 65 is the official retirement age in NZ and at that point I go onto the govt pension ......which means my income is halved