I own a 21.5' Monterey and really do love it! For some reason every year about this time I look at used boats daily and am regularly drawn to Cobalts, Cobalts, Cobalts and Four Winns. I am no expert but would say I know a fair amount about bow riders and fishing boats. Obviously Cobalts are very well made boat that are top of the line but what draws me to them so much is the hull design and especially what they look like from the side. I see a lot of similarities in some of the Four Winns models too. What is it exactly that I am seeing? Has anyone else noticed this? Have a great day all! Can't wait for open water!