Ever get arrested and want payback???

[Bigprairie1]

Re: Ever get arrested and want payback???

I believe it.
Unless they intend on purchasing used, beaten to death, Crown Vic interceptors, they are going to want to replace the cars with new ones.
If they stick with Ford, they will be buying new police interceptors which are now purpose built Taurus's.
Price out what your standard Taurus costs since you are going to be hard pressed to find the figures on what an interceptor costs. Equip it simmilar to the Taurus's they use, but also keep in mind there are additional things to the interceptor that have to be added or changed. Pretty easy to understand the cost would be around 35K or better, and thats not even installing the lights, sirens, gun racks, on-board radar, or mounts for equipment.

Agreed, no 'Mary Jane' on that estimate. Let alone the labour time, etc to prep/paint/wire/cage these cars. I don't know of a shop that could buy one new and set it ready for patrol for under $35k.

He doesn't look like the kind of a guy (or age of a guy) who could afford that kind of farm equipment selling potatoes...certainly this year.....and apparently he didn't spend his profits last year on the dentist
BP

 

[TilliamWe]

Re: Ever get arrested and want payback???

You guys don't know police package cars. They come all wired, painted, and ready to go. And are LESS expensive than the civilian models. Sure there are the lights and some stickers to add, but that doesn't add up to $5000 per car.

Fact is, the Sheriff's department is making up numbers. And they are wrong.

And sure, they are going to buy all new cars, but why should he have to pay for their UPGRADE? He owes for the value of what they had. That is their "damage". Not their "replacement cost".

 

[JB]

Re: Ever get arrested and want payback???

Gooooooleeee. Country "lawyers" are soooooo funny.:facepalm:

 

[tswiczko]

Re: Ever get arrested and want payback???

Agreed, no 'Mary Jane' on that estimate. Let alone the labour time, etc to prep/paint/wire/cage these cars. I don't know of a shop that could buy one new and set it ready for patrol for under $35k.

He doesn't look like the kind of a guy (or age of a guy) who could afford that kind of farm equipment selling potatoes...certainly this year.....and apparently he didn't spend his profits last year on the dentist
BP

I agree on the estimated value of "NEW", but when is the last time your 6 year old car got totaled and the insurance company went out and bought you a "BRAND NEW" vehicle unless you had a rider or clause to that effect written into your insurance policy which means you would pay a higher premium for the extra coverage. If they didn't have the property properly insured I would be an upset constituent in that town because the people entrusted to mind the property I as a voter and taxpayer helped pay for failed to do it properly.(I hope that wasn't too political)

This monetary value is an issue for the insurance company and they will need to subrogate the cost from the person causing the damage making that a civil case and the guy should get charged with destruction of PUBLIC property and that is all.

I have bought a couple P71's at auctions that were less than 5 years old and never paid more than 5K for one.

The guy probably needs to use a tractor to carry a set of stones that big

 

[TilliamWe]

Re: Ever get arrested and want payback???

exactly tswiczko, it's all about Actual Value. And even if you wanted to say this guy owed more because of his criminal actions, he would owe what the damaged cars cost new, not what brand new replacements cost 5 years later.

As far as their insurance, I can practically guarantee you that they are insured for their fair market value and not for replacement cost. replacement cost on a Commercial Auto policy would be very expensive, and isn't common.

 

[rbh]

Re: Ever get arrested and want payback???

Those tractor tires go from $2000-$4000 each, wonder how they made out after all the crunching was done?

 

[JRJ]

Re: Ever get arrested and want payback???

The guy must be on meth as well as mary wanna. He probably won't be missed.

 

[soggy_feet]

Re: Ever get arrested and want payback???

Remember 'Tractor Man' from 2003?

I was working in Rocky Mount, NC - where that guy was from apparently.

He drove his tractor to DC and parked it in Constitution Garden's pond for 47 hours.
http://www.washingtonpost.com/wp-dyn/content/article/2008/02/12/AR2008021202486.html

 

[Bob_VT]

Re: Ever get arrested and want payback???

Can you believe the garbage going on Soggy........ 50K bail and he has a FB page trying to raise money The guy needs some time in Newport at the State Prison ..........no help from me.

A spectacular incident and it's all going to trickle down to the tax payers in that county

He would have been smarter to just block off the parking area witth his 8 wheeled monster

I remember the DC incident.

 

[korygrandy]

Re: Ever get arrested and want payback???

Put a boxing ring up in town-hall, get some bookies and see whom is more mad...the cop or the perp. Let them box it out...and air it nationally...it will at least help pay for new cruisers, rather than the citizens.

 

[bassman284]

Re: Ever get arrested and want payback???

Can you believe the garbage going on Soggy........ 50K bail and he has a FB page trying to raise money The guy needs some time in Newport at the State Prison ..........no help from me.

A spectacular incident and it's all going to trickle down to the tax payers in that county

He would have been smarter to just block off the parking area witth his 8 wheeled monster

I remember the DC incident.

Ah c'mon, Bob. Be a sport. Send the guy a few bucks.

 

[Insteada]

Re: Ever get arrested and want payback???

exactly tswiczko, it's all about Actual Value. And even if you wanted to say this guy owed more because of his criminal actions, he would owe what the damaged cars cost new, not what brand new replacements cost 5 years later.

As far as their insurance, I can practically guarantee you that they are insured for their fair market value and not for replacement cost. replacement cost on a Commercial Auto policy would be very expensive, and isn't common.

Maybe this is the cost to fix them outside of insurance. If someone backs their truck up into your house and damages the brick are they charged for the price that the brick was estimated to be worth at the time or by the cost to repair the brick and any other damage that was caused?

 

[greenbush future]

Re: Ever get arrested and want payback???

What a coward, all he did was cost his local town and all it's tax payers a small fortune. Now we will end up paying for his vacation in the pokey.

 

[tswiczko]

Re: Ever get arrested and want payback???

Maybe this is the cost to fix them outside of insurance. If someone backs their truck up into your house and damages the brick are they charged for the price that the brick was estimated to be worth at the time or by the cost to repair the brick and any other damage that was caused?

I understand comparing homeowners insurance and auto insurance is like comparing apples and oranges but they do have similarities also.
I have had homeowners insurance and have had property insured at VALUE which usually covers the amount of the loan value if it is considered a loss.
And replacement value, which is the actual cost of replacing something with a brand new item (Replacement) if it totally destroyed. Having some bricks repaired is like having a fender replaced and painted. The cost of the repair is less than the value of the item. Having a tornado rip your house down is like having your car run over with a tractor. If your policy is not based on new replacement value your funds will fall far short of replacing your home.


Would it cost more to repair the item than it's actual value if it does and you do not have a policy based on replacement value then the insurance company will consider it a total loss and pay you what the property is valued at which could be the loan value or actual value usually whichever is greater (if you owe a thousand dollars on a five thousand dollar car you might get the five grand...depends on HOW your policy is written.)
If you own a home and owe 40k on it and it has a market value of 80k and is ripped down by a tornado and you get 80k from the insurance company you pay off the loan and you have 40k left but the cost to rebuild the same home is 120k then you are SOL. Unless you have it insured for replacement value in which case the insurance company would have to honor their contract and rebuild your home and you would still owe the bank the 40k

I know this through the wonderful experiences I have had dealing with insurance companies.

 

[waterinthefuel]

Re: Ever get arrested and want payback???

Yeah but they aren't gong out and buying used vehicles to replace the damaged ones.

That doesn't matter.

Just like if you wreck your 2001 Ford F-150 the insurance company gives you the value of YOUR vehicle, not the cost to replace it with a new one. The law, as they state on all the judge shows on tv, is to make you "whole" again. Not to make you "better." You don't get replacement cost, you get market value. If someone would ride through a Wal Mart parking lot and destroy 10 cars worth 1000 dollars each thats 10,000 in damage, not 200,000 in damage because the cost of replacing those cars with new models is 20,000 each. No reason cops should be immune to that.

That being said, destroying half the police force doesn't undo his weed charge. But I can understand the frustration. I received a 160 dollar window tint ticket for a car I bought used with the window tint on it and a current inspection sticker, meaning the window tint passed (or was ignored, but that's not my fault) I had to cough up 160 bucks for window tint I didn't even put on the car. I know nothing about window tint. I bought a used car. That's all I knew.

 

[Vlad D Impeller]

Re: Ever get arrested and want payback???

Does insurance not cover any of that?

 

[waterinthefuel]

Re: Ever get arrested and want payback???

Does insurance not cover any of that?

Are you asking if insurance covers what I'm speaking of? If so, absolutely not. I graduated in insurance and risk management.

That's why you don't usually want full coverage on a car that's very old. Because you won't get anything in the event of an accident. If you have full coverage on a 1990 GMC truck and total it, you MIGHT get a check for 500. Maybe. Comp coverage of the vehicle might cost you 500 a year, as you can see, it would be silly to carry comp on an old vehicle. Insurance will NEVER, to the best of my knowledge, ever pay REPLACEMENT COST unless that is specifically specified in the terms of the policy. I've never heard of that. I know one commercial for car insurance said they would give you the value of a car one year newer, so that shows replacement cost is not what you get.

So if you drive a 20 year old car and someone totals it and its not your fault, don't think you're going to drive away in a brand new 2013 vehicle. You get a check for the actual value of the car before it was totaled and they're done with you. If you want more, you have to sue. Even if you have full coverage on your own vehicle and it is your fault, cash value is all you get.

Insurance is not to make you "better" it's to make you whole, as if the accident never happened. If it never happened, you'd still have a vehicle worth 500 (assuming the old GMC truck) so they would give you 500 and expect you to go find another truck of the same value. You don't get a brand new truck out of the deal.

So to relate this to the cop thing, their AUTO insurance will not cover replacement cost unless they specifically have that coverage. However, being a police force that uses cars to PIT people, etc, they probably have other coverage somewhere else that WILL give them full replacement cost.

But if that were to happen to me or you with regular auto insurance, we'd be screwed.

 

[TilliamWe]

Re: Ever get arrested and want payback???

...

So to relate this to the cop thing, their AUTO insurance will not cover replacement cost unless they specifically have that coverage. However, being a police force that uses cars to PIT people, etc, they probably have other coverage somewhere else that WILL give them full replacement cost...

Not very likely. Police depts have a "Commercial Auto Policy" same as almost every other business. Autos are covered at ACV. The "only" replacement cost coverage vehicle policy I have "ever" heard of is the one that I have heard the commercial on TV. It's not common, it's very expensive, and I'd almost be willing to bet a quarter that it's not available on a Commercial Policy.

This all goes back to my point that the man did NOT cause the dollar amount that the Sheriif's Office publicly stated. ANd a good defense attorney will use that to get the case moved to another jurisdiction, where maybe this guy will get a fair trial. And a fair punishment, because he is guilty!