First time boat owner

airshot

Admiral
Joined
Jul 22, 2008
Messages
6,373
Mine is full coverage with agreed upon price plus additional accessories, trailer etc. Mine does "not" include towing cost on the water but it does include retrieval and epa cleanup costs if sunk.
 

ccarver80

Petty Officer 1st Class
Joined
Feb 17, 2015
Messages
238
Just got the insurance on mine, and its 212/year... dont know what it all entails yet going to sign paperwork tomorrow
 

Captain Ollie West

Petty Officer 2nd Class
Joined
May 1, 2014
Messages
156
Leave the keys in the boat while it is on the trailer. It sucks to arrive at your destination to find you have brought everything but the keys. This is advice I received long ago from my dad. He had once went on a fishing trip with my grandpa (his father-in-law) only to find they had left the keys at home.:facepalm: It was quite a long trip. Grandpa didn't want to hot-wire, so they turned around and went home.

Of course if it is moored, take the keys with you.
 

thumpar

Admiral
Joined
Jun 21, 2007
Messages
6,138
I start my boat on muffs before I leave the house to make sure everything is ok and then leave the key in the ignition. There was one time with my old boat that I got to the lake and the battery was flat dead because my maintenance charger went bad. I don't want to go through that again.
 

tlombard

Petty Officer 2nd Class
Joined
Jun 26, 2007
Messages
115
WOW 384 per year sounds a bit pricey for an aluminum hull boat insurance. I have a 22' and its cost is less than half that and I have 3500 in accessories added on.


I was actually referring to a 2004 Caravelle 187 BR with the insurance paperwork dated 2004 when the boat was brand new... and I wasn't the owner.
 

oldjeep

Admiral
Joined
May 17, 2010
Messages
6,455
And any discussion of rates without listing liability limits, deductibles and agreed value isn't particularly useful.
 

Danny C

Petty Officer 2nd Class
Joined
Dec 3, 2010
Messages
124
Try to talk to some of the locals around the ramp/marinas that you frequent. Most people are more than willing to offer advice especially if they know you are new to boating and are willing to listen. I try to do this every time I am in unfamiliar waters. More times than I can count, I have been given priceless advice on where to go and more importantly, where to avoid. (i.e. there is an unmarked object in the water that will ruin your lower unit 25 yards form the ramp, ect). Just say, " I'm new here, is there anything I need to watch out for?"

Remember that you are responsible for everyone on your boat. Being a pretty laid back guy myself, I have had to set people straight on the boat. Its not that they are knowingly doing anything wrong, but they sometimes just don't know better. Let them know before getting onboard any safety items and what is allowed and not allowed. (for example, people tend to want to sit or stand in places that are illegal and unsafe while underway, make sure they know not to)
 

ccarver80

Petty Officer 1st Class
Joined
Feb 17, 2015
Messages
238
All great advice!!!

I'm actually taking an online boating class... it's only recommend to anyone 12-14 years of age but this way I'll at least learn the basics and have. Certificate that may lower my insurance. .. (waiting to hear back from them)
 
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thumpar

Admiral
Joined
Jun 21, 2007
Messages
6,138
BoatUS offers the state test for free online. Where I live it is required to have a boat license.
 
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