So I am in Minnesota and my Chaparral fiberglass bowrider has been in the shop in line waiting to get winterized for about 10 days now. In those 10 days we have had several inches of snow and a couple inches of rain with another 3/4 of an inch of rain on the way. It has a snap down mooring cover on it. I am certain some water has penetrated by now especially where the cover directly touches the sunpad. Temperatures have been from the low 20's to about 60 F. My question is can mildew or mold have formed on the seats or on the cover in this amount of time with those temps? I have about another week in line before it is ready. I feel like I am neglecting the boat by this point.