I live in the Midwest also. I have bought a boat without an inspection or trial. I did have the engine started on muffs. I knew enough about what to look for. I was not hurt and ended up with a good purchase. I think you have to look at the total condition of the boat and the seller and his other possessions. Does he look like someone that takes care of his stuff or is his house and car and yard in disarray.
For the size boat you are buying, and money being spent you could do it without a sea trial and inspection. If you are not mechanically and boat inclined, take someone with you that is. Just be ready to accept that if something goes wrong after that you accepted that possibility.
For the size boat you are buying, and money being spent you could do it without a sea trial and inspection. If you are not mechanically and boat inclined, take someone with you that is. Just be ready to accept that if something goes wrong after that you accepted that possibility.