Re: Local dealer is telling me that 1.65 ratio is not...
Well,
You need to replace the tach.
It's the only way you can determine if your boat is running correctly.
Then, borrow a handheld GPS and use it to determine if your speedometer is correct.
Run the boat at WOT long enough to determine your steady state max RPM and speed. (don't over speed the engine......your max is probably 4800-5100 rpm.....the manual should indicate your max RPM.)
You may be able to just put a slightly higher pitch prop on it and be good to go.
You can do some "ballpark figger'n" with a prop slip calculator.
http://www.go-fast.com/Prop_Slip_Calculator.htm
You can get the "prop-slip" by leaving it blank and clicking "calculate" knowing your (accurate) RPM & speed.
With this info, you can get a feel for what the boat will do with different props. It's not an exact science ......but it will get you close.
Cheers,
Rick