my boat has a primary battery connected to the motor, alternator, etc. -- and a second battery that stands alone that has a trolling motor and my stereo connected to it. I usually charge this battery at the end of the day with a standard wall charger and never have to worry about the primary battery that is just for starting as it charges from the alternator. I'm thinking of adding an on board charger but have a couple questions. If I add a dual bank charger (thinking of also reconfiguring the batteries and adding perko switch in the future) will it harm the primary battery if it is always charged when connecting to charge up the secondary battery? Or as another option, can I leave one of the banks unconnected and capped until I need it in the future? Maybe I should just buy a single bank charger for the secondary battery and be done??? Not sure what to do. Any input would be great. Thanks