My last build, I did the stack the foam board thing. I regret it every time I am on the water and have the low pitch noise from the engine droning out every chance of a less than yelling conversation. If it takes a grand in pour foam, my current build will be 100% filled, not just for safety, but also for sanity.I researched, and did before my last build, all kind of answers, why not to use pour foam, never did hear from those who didn't afterwards, all kind of cheap guys explaining why they where cutting corners. I was trying to do the job " on the cheap" I did and regret it. Just foam the below decks areas, ensure encapsulation of the areas to prevent water ingress or allow for drainage and ventilation to dry. Last comment, use the appropriate 2lb pour foams, not the crap in a can from the home despot or the big blue box store, not even in the same universe as a material.