the benefit of good readings at high speed are worth it to me
Your gain setting will take care of most of that. The bigger problem is the frequency shift induced by the signal passing thru the hull. The shift will put up to 10% of the signals outside the response zone of the transducer.Yeah, the speed of sound in water is the same, so your depth reading will still be accurate, but the sound level is greatly reduced, so you won't get the finer details.
Because of the fact that your boat moves farther forward in the time it takes for the sound to get down to the bottom, and bounce back up, you have actually made the sound travel farther than just down and back at a standstill. Is it appreciable?