When ever it starts to rain my wife starts to say time to go in. Really? When I was younger did it all the time. Any danger? I could see if it was lightning. Your thoughts.
No danger at all as long as lightning isn't present. However, watersports mixed with rain @ 20-30mph is usually like getting shot with a bunch of BB's (from a weak gun) on bare skin. Not extremely painful, but you'll likely get complaints from children and females.
However it should be noted that men are 7X more likely to get hit by lightning than women. Yep, seven times.
So only listen to women who answer your post, if not turning crispy is important.
I'm always getting told to not bother going out in bad weather.