the info: I checked oil prior to starting after winter break (nothing odd noted. Ran motor for 20 minutes on the muffs at low speed (approx 1,000 rpm) to warm oil for oil change. Shut off engine (left water on foot of motor) and began to pump out old oil through dipstick. Noticed milky color. Before long, heard water gurgle noise in valve cover and saw water filling up valve cover. Shut off water and drained all the water and oil from the pan. Changed oil filter and put in 5 quarts of oil to at least get oil back up in motor. Started motor for one minute and then shut off. We did have a very hard freeze this year (approx 20 degrees for 36 hours) and the boat was not winterized this year. Any ideas where to start and what the prognosis might be? Appreciate the help in advance...<br />Scott Coghill