I have a fiberglass 14 1/2 foot terry angler sr that is rated for a 35 but my dads friend has a running mercury 40 he will sell rather cheap. Is it ok to put that on the boat? The transom and everything in the boat is very solid.
Personally I don't think there would be any problem with either the Rangers OR your insurance. WHY? Because those numbers are merely subjective at best! And the small difference in posted HP on any engine is not the actual or true power output by any stretch. So most will over look small differences. Now if you were trying to put a 60 HP on a 35 plated boat, I could see that being a problem. But seriously, 5 HP difference is hardly anything to worry about or even notice... And I would apply that same scenario to any insurance person as well. Who truly knows their outboard's exact HP output anyway...seriously...? If your outboard has any age on it, it is probably not even close to the published output anymore anyways... So just use some common sense here and pass that onto anybody making claims against such a small issue... Being how most folks are told that their boat manufacture isn’t in business anymore and therefore they can’t supply a new boat spec plate so just make a new plate because the old one has faded. So who would seriously know the difference if you new boat spec plate showed you engine’s HP number on it? That is exactly what I done. My old boat is so old that the manufacturer has been out of business for decades now, but I absolutely couldn’t read the boat’s spec plate without using a 10 X (power) monocular to see what it said. So I had a new one made to show the 40 HP engine that came on the boat from the beginning from the dealer at that time while the boat plate stated 35... Common sense folks...that is all it comes down to...
I am not worried about insurance because I only payed $200 for the boat because the guy bought it for the trailer. I put a 15 on it and I just want more power. I'm not exactly sure on what yet but I think the motor is a late 70s early 80s merc 40
Accidentally killing someone with a $200 boat requires the same coverage as accidentally killing someone with a $40,000 boat.I am not worried about insurance because I only payed $200 for the boat
You still should at least carry liability insurance in case you run into someone. That's where it could get sticky with the insurance company covering you......