Re: Is my trailer over loaded?
You could play the game of getting J rated tires, but in your heart you know you are overloaded. Even running at capacity gives rise to white knuckles at times.
I don't like surprise endings, so I keep my loads within 70% of a trailers capacity whether it is my 1,000 lb GTW box trailer or my 25 K utility flatbed.
Good serviceable used trailers are cheaper than a couple of outings of gas for a boat. Look around, shop carefully and do the right thing. Upgrade your tow vehicle to handle the load if you need to and get a good brake controller if you have electric brakes on the trailer. No brakes? Get them. It is cheap money to be legal. A simple fine at a DOT stop is far more than a set of new brakes attached to the flanges of your trailer axle.
By the way, dealers don't care what happens to you after the sale. If you are fined or go to prison is of no concern to them. If you balk at $20 extra they get concerned and will steer you to something that they know is inadequate, but will make the sale and pay them at the end of the day. You know the image that society has of used car salesmen and lawyers. Keep that in mind when you talk to a boat salesman. You are betting your financial future on their veracity. It pays to to check them and their knowledge out.
On a side point, finding out if you are overloaded is as simple as calling the DOT office and describing your situation. I know most individuals despise cops and bureaucrats, but I have found the best way to get informed is ask one "What are the laws concerning......can you tell me where I can find them?" I did this today to find the jurisdiction limits between the state where I live and the Corps of Engineers on a local lake. Both sides were polite and spent over an hour getting me the answer I needed.