Re: overpowering???
Realistically, it won't make any difference, as the 60,65,70, 75 hp 3 cylinder motors are the same motors. The important thing is that it is from the same "family" of motors; as that is the intent of the capacity rating. If a boat is rated for 70 hp in 1986, they don't intend for you to hang a V-4 motor on it.
To put this is perspective; you could hang a 1966 Evinrude Sport Four(V-4) 60 on there and be perfectly "legal", even though that old motor weighs like 100 pounds more and would probably appear "over powered" to the casual observer.
The remarks concerning structural integrity apply if you were putting a 50 on there.