If I do 20% down, that leaves me 5 weeks pay in bank, if I do FHA, will have 9 mos pay in bank. Job is good, been there 5 yrs, no layoffs in sight, I always get 2 mos pay back in tax returns and save 200-500 bucks a month, sometimes more.
20% down would be about $100 - $200 cheaper than Ive...