I would go for a 1.47 drive in that rig. My Sea Ray 200 (21 ft ish) is listed as 3200 dry, has a 5.0/260 hp, with a 1.81 drive I can hit the rev limiter with a 21" 4 blade Revolution 4 prop and a couple adults.
Your engine is a little more than stock too?
If you ask about SEI drives you hear...